The term thrifty has been applied to me in the past. I suppose it was a nice way of saying that I am cheap. Well, I am. I do not like paying full price for anything, especially when I know that retailers have marked it up 200%, or more. Right now we are in an economic crunch. Well, at least in this house we are!
My husband’s job has been affected by the tsunami in Japan. He is having to take a few unpaid days off each month. The plant’s production has gone way down and they are having lay-offs like mad. I know that we are not the only ones. Right now the economy is not good. In the area I live in it is really not good. Companies keep moving out and nothing is coming in to replace them. My Mother-in-law lost her job last year, and subsequently her house. People have to move to wherever they can find a job to support themselves. Currently, in this area, there isn’t much you can support yourself on. Sure you could get a job, but you won’t make enough to pay your mortgage, bills, and still eat. I am not talking steak here, try hamburger.
While we are in this phase, and I am hoping that is what it is. the prices for EVERYTHING are continually going up. Groceries, gas, and everything else that you have to have. I started trying to do the coupon thing. So far I have been able to cut our grocery bill in half. I am satisfied with that. I cannot devote the time and energy some people do into the extreme couponing. It just isn’t in me. I do not have the available space to store that stuff either. I spend what I consider to be too much time each week sorting and clipping coupons, and looking through the ads.
Something has to give. It just has to. Not only for my family, but everyone is feeling this. It is so hard to be able to afford just to live. We do not have government assistance, and would prefer not to, BUT at least we wouldn’t be thinking about what we will eat next week, and if we have gas money if we do something this week.
From the time I started writing this, about 37 days have passed. At the time I started writing it, my husband HAD a job. Well, due to downsizing, he lost his job. This in turn sent us into a tailspin! We were fortunate that he was able to find a job in the short amount of time, and that it is comparable in pay and has better benefits. There is going to be some sacrifice though. The commute is going to be about double, and the hours are crappy, BUT there are so many people unable to find a job that pays enough to support their family.
What do we sacrifice here? If you have to work two jobs to support your family, honestly you are never going to see them. If you can’t make it on one job, then what? I might be able to get a part-time job, BUT with my disability, there is no guarantee I will not be fired rather quickly. With the hours he will be working, 6pm-6am, it leaves little time for me to go to work. Unless he wants to be a zombie day in and out. Day care is out for us. Any place that will hire me, will not pay me more than peanuts. I stopped working at my last little job because, after day care costs I would have brought home $2 an hour. Yes, that is right $2 an hour. What is the point in that? Make $2 an hour so someone else can take care of my kid? That is nonsensical.
I honestly do not know how people are getting by these days. Yes, I am a homeowner. In all honesty, I cannot rent a place for less than my mortgage, unless I want to be a sardine in a can. A decent two bedroom apartment is more than my house payment. This is one of the many reasons I bought a house in the first place! On the other hand, it’s not like I can rent out a room to some stranger to make some extra money either.
We, as Americans, are stuck in a sticky situation. The people making decisions for us are not worried if they can pay their bills on time. They are not worried about buying groceries for the week. They THINK they know about the economy from their statistics, but they don’t live it. They probably never will. It is easy to claim that you came from nothing and you understand, BUT you are not living it right now are you? Maybe you came from that, but you don’t have the worries currently that many of us do. What comes next? There is absolutely no stability at this point.
I hate talking politics, and get a little too serious when I do. I apologize. It is just unfortunate that we can’t afford to just live in this day. The possibility of no medicare and Social Security is frightening. I am going pay check to pay check to get by, and explain to me how exactly I am supposed to save anything that way? I am not flamboyant, I am pretty frugal. I try to buy only what I need, BUT you must have a little fun too! You don’t have to spend a lot of money, but to do anything cheap or free around here we do have to drive a bit, and eat. We can take a picnic, but it still costs us at least $30 in gas to go to a beach. Forget the amusement parks, waayyy too much money right now. I am not even sure if we can swing the fair. Admission prices are outrageous and food prices are exorbitant. It is unreal.
I hear the value of the American Dollar is decreasing. So then, what do we do about this? I am convinced that one sure way to cut our spending is to start bringing our troops home. I value the job that they do, but I feel it is time for them to come home. We have serious economic issues at hand, HERE. I often feel that we get so busy helping other countries that we forget what we need to take care of here, at home. We make these commitments, and being Americans we will uphold our agreement at whatever cost to ourselves. I just don’t know. I am one person, and most of what I think, feel,or say is of no consequence whatsoever to anyone.